Archive for January, 2010
Marketing Your Website for Increased Traffic
You have spent months preparing your website. You’ve got the text, the wording, the images just right. Finally your small business has an online presence. Now all you have to do is sit back and wait for the visitors to come in. This seems to be the common belief people have about a website. They [...]
Self-Employed Taxes
Some general guidelines on reporting your income on a Schedule C Tax Form. When you own a small business or operate as an independent contractor, the government wants your money to pay Social Security and Medicare tax through their self-employment tax. Specifically, they want to tax the profit that you have seen from your business. [...]
What to do with a Problem Loan
The reports paint a dark picture. According to the Mortgage Bankers Association more than 2.1 million Americans missed at least one payment on their home loan at the end of last year, taking the rate of new foreclosures to a record high. It’s even worse for borrowers with scuffed credit and adjustable-rate mortgages. More than [...]
How to Sell Your House in a Tough Market
They aren’t hard to miss – the “for sale” signs with a much smaller “price reduced” hanging below. All around, the message is the same. The market is flushed with inventory, and it’s going to take some work to sell your house and at a fair price. The advice most experts have in what is [...]
Should You Rent or Own? Time to question your assumptions
For nearly two months, Alex went back and forth. Should he just rent another two bed-room apartment or should he buy? Whenever he added up the numbers, buying would be “pushing it.” After paying a mortgage and other bills, he would have nothing left over to save, but wasn’t a house an investment in itself. [...]
Refinancing Your House in Today’s Market
The days of 100 percent financing with no down payment are gone thanks to a record number of foreclosures and collapse of the sub-prime mortgage industry. Now if you are looking to refinance your house you will find the standards a lot tougher unless you have a FICO score roughly above 620 and a stable [...]
Do You Have Enough Homeowners Insurance
Few can forget the devastation when Hurricane Katrina hit the Gulf Coast, nor it’s aftermath as people struggled to rebuild their lives. And while rebuilding is never easy, for some homeowners the process went smoothly because they had the right amount of insurance to cover their lost. But for others it was just a prolong [...]
