Just get started. Basics for How To Open A Savings Account If you are looking to earn some money on the money that is just sitting and doing nothing in a checking account, PayPal account, or elsewhere, you should consider opening a savings account. It is very easy to open a savings account at virtually any bank or credit union. You can even do it at most places online (provided you already have the money in another account and you can access it easily online). A savings account enables … [Read more...]
Prepaid Cards: Credit and Convenient
I have noticed a lot of new prepaid cards on the market. Just be sure you read all the fine print. Do they have monthly fees, what is the cost to add more money to your prepaid card. Thousands of people use these cards, the best prepaid cards are the ones that accomplish what you need. Is it for emergency, maybe you are going on a road trip and you don't want to pay cash, giving your teenager money for a trip, need to book hotel reservations. Prepaid cards car but a budgeting tool. If … [Read more...]
Can Financial Problems Destroy Relationships?

Yes they can, relationships are based on emotions and money unfortunately makes some people very emotional. I think of myself as very disciplined when it comes to money and my husband pretty much gets whatever he wants or buys things for the kids that are totally unnecessary. But we do discuss finances and he works his butt off so I have to give in on some things. Just make sure you are honest about your concerns when money is involved. Communicate your concerns and work together … [Read more...]
Personal Finance Education

5 Simple Personal Finance Rules to Success Many people don't know how to manage their personal finances. In the US our kids get 12 years of schooling to go out and tackle the world and can't reconcile their checkbook. This comes from lack of personal finance education which is one of the most important aspects of having a rewarding life. Debt is a terrible burden and it starts with understanding the basics of personal finance. By having the some knowledge in managing personal finances, you will … [Read more...]
Live Within Your Means

Why Do People Overspend? If you ask someone why they spend more money that they have, they probably could not tell you. And the ones that would answer you, would tell you that it makes them feel good and that feeling probably fades long before they get their credit card statements. There are many things that go on in a person's life that causes them to compulsively overspend. There are several television shows that profile people in debt and the biggest majority of them have issues with … [Read more...]
Suze Orman’s Prepaid Card – The Underbanked Solution – Doubt It

Financial advisor and motivational speaker Suze Orman has just launched The Approved Card from Suze Orman. This prepaid card matches up well with some of the best prepaid cards currently on the market, including the American Express Prepaid Card and the Green Dot Prepaid Card. Suze Orman's new prepaid card provides the lowest-cost option for children to learn financial responsibility. In addition, Suze Orman's new prepaid card also provides some nice features, including identity theft … [Read more...]





