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	<title>MoneyPointLive &#187; Money Management</title>
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	<description>Money Management, Debt Reduction and Savings Tips</description>
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		<title>Bad Habits to Avoid with Credit</title>
		<link>http://moneypointlive.com/money-management/bad-habits-to-avoid-with-credit/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=bad-habits-to-avoid-with-credit</link>
		<comments>http://moneypointlive.com/money-management/bad-habits-to-avoid-with-credit/#comments</comments>
		<pubDate>Sat, 12 May 2012 14:09:26 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[George Carlin]]></category>
		<category><![CDATA[r d]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=423</guid>
		<description><![CDATA[Many people would like a lot of things in their life. However, it does not come as easily as people would hope. They work hard and they believe that they deserve these simple things but sometime even if we may feel we deserve we may not totally afford it. This is where a lot of [...]]]></description>
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		<title>Credit Can Give You Choices IF Controlled</title>
		<link>http://moneypointlive.com/money-management/credit-give-choices/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=credit-give-choices</link>
		<comments>http://moneypointlive.com/money-management/credit-give-choices/#comments</comments>
		<pubDate>Thu, 10 May 2012 17:14:37 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Cash flow]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[easiest thing]]></category>
		<category><![CDATA[financial adviser]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[Human Interest]]></category>
		<category><![CDATA[r d]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=540</guid>
		<description><![CDATA[Credit is not the easiest thing to control. Many men have tried and failed before. This is not because of lack of knowledge or desire. It is not because of lack of effort either. There just come times when your focus was not at its best and the result is your credit card debt does [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Prepaid Cards: Credit and Convenient</title>
		<link>http://moneypointlive.com/budgeting-2/prepaid-cards-credit-and-convenient/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=prepaid-cards-credit-and-convenient</link>
		<comments>http://moneypointlive.com/budgeting-2/prepaid-cards-credit-and-convenient/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 18:10:41 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Prepaid Services]]></category>
		<category><![CDATA[automated teller machine]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[Business Finance]]></category>
		<category><![CDATA[cards car]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[Fee (remuneration)]]></category>
		<category><![CDATA[financial products]]></category>
		<category><![CDATA[Human Interest]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[prepaid debit card]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[Stored-value card]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=1411</guid>
		<description><![CDATA[I have noticed a lot of new prepaid cards on the market.  Just be sure you read all the fine print.  Do they have monthly fees, what is the cost to add more money to your prepaid card.  Thousands of people use these cards, the best prepaid cards are the ones that accomplish what you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Can Financial Problems Destroy Relationships?</title>
		<link>http://moneypointlive.com/money-management/financial-problems-relationships/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=financial-problems-relationships</link>
		<comments>http://moneypointlive.com/money-management/financial-problems-relationships/#comments</comments>
		<pubDate>Fri, 09 Mar 2012 20:49:49 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[can financial problems destroy]]></category>
		<category><![CDATA[Control freak]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial problems]]></category>
		<category><![CDATA[high interest]]></category>
		<category><![CDATA[how to manage money]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[manage money]]></category>
		<category><![CDATA[marriage problems]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[the marriage]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=723</guid>
		<description><![CDATA[Yes they can, relationships are based on emotions and money unfortunately makes some people very emotional.  I think of myself as very disciplined when it comes to money and my husband pretty much gets whatever he wants or buys things for the kids that are totally unnecessary.  But we do discuss finances and he works [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money Management Tips to Help You Survive Today’s Economy</title>
		<link>http://moneypointlive.com/money-management/money-management-tips-survive-today%e2%80%99s-economy/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=money-management-tips-survive-today%25e2%2580%2599s-economy</link>
		<comments>http://moneypointlive.com/money-management/money-management-tips-survive-today%e2%80%99s-economy/#comments</comments>
		<pubDate>Sat, 18 Feb 2012 22:59:02 +0000</pubDate>
		<dc:creator>Ted</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Business Finance]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Hospitality Recreation]]></category>
		<category><![CDATA[Human Interest]]></category>
		<category><![CDATA[interest costs]]></category>
		<category><![CDATA[Money Management survival guide]]></category>
		<category><![CDATA[money management tips]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[time and money]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=326</guid>
		<description><![CDATA[Money Management survival guide says one thing and that one thing is that, “to be profitable in life and in business, you should spend little and make more money.” Sounds simple enough, right? This definitely makes sense. But, all of us, from one time or another, encounter difficulties on how to manage our finances. Most [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advantages And Disadvantages Of Using Prepaid Cards</title>
		<link>http://moneypointlive.com/money-management/prepaid-services/advantages-and-disadvantages-of-using-prepaid-cards/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=advantages-and-disadvantages-of-using-prepaid-cards</link>
		<comments>http://moneypointlive.com/money-management/prepaid-services/advantages-and-disadvantages-of-using-prepaid-cards/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 19:00:10 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Prepaid Services]]></category>
		<category><![CDATA[amount of money]]></category>
		<category><![CDATA[automated teller machine]]></category>
		<category><![CDATA[Business Finance]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card bank]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card company]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Line of credit]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[prepaid cards]]></category>
		<category><![CDATA[prepaid debit card]]></category>
		<category><![CDATA[prepaid debit cards]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[secured credit]]></category>
		<category><![CDATA[secured credit card]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[Stored-value card]]></category>
		<category><![CDATA[Suze Orman]]></category>
		<category><![CDATA[Visa Debit]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=1301</guid>
		<description><![CDATA[Prepaid debit cards have been used extensively since the 1990s when the credit card companies realized that much of the population did not qualify for many of their credit cards. Even when people did qualify for those credit cards, too often would people falter on making their payments, which would usually lead to bankruptcy and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live Within Your Means</title>
		<link>http://moneypointlive.com/money-management/live-within-your-means/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=live-within-your-means</link>
		<comments>http://moneypointlive.com/money-management/live-within-your-means/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 19:31:44 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Business Finance]]></category>
		<category><![CDATA[car payments]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Debtors Anonymous]]></category>
		<category><![CDATA[enough money]]></category>
		<category><![CDATA[financial counselor]]></category>
		<category><![CDATA[free credit card debt relief]]></category>
		<category><![CDATA[life coach]]></category>
		<category><![CDATA[live within your means]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[visual aide]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=714</guid>
		<description><![CDATA[Why Do People Overspend? If you ask someone why they spend more money that they have, they probably could not tell you. And the ones that would answer you, would tell you that it makes them feel good and that feeling probably fades long before they get their credit card statements. There are many things [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy Holidays &#8211; But Lookout for Cybercriminals</title>
		<link>http://moneypointlive.com/money-management/happy-holidays-but-lookout-for-cybercriminals/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=happy-holidays-but-lookout-for-cybercriminals</link>
		<comments>http://moneypointlive.com/money-management/happy-holidays-but-lookout-for-cybercriminals/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 16:44:00 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[ads 300 classified related image]]></category>
		<category><![CDATA[American Institute]]></category>
		<category><![CDATA[American Institute of Philanthropy]]></category>
		<category><![CDATA[animated cyber crime]]></category>
		<category><![CDATA[animated cyber criminals]]></category>
		<category><![CDATA[BBB Wise Giving Alliance]]></category>
		<category><![CDATA[Better Business Bureau]]></category>
		<category><![CDATA[Charitable organization]]></category>
		<category><![CDATA[Christmas and holiday season]]></category>
		<category><![CDATA[computer software]]></category>
		<category><![CDATA[computer software updates]]></category>
		<category><![CDATA[Confidence trick]]></category>
		<category><![CDATA[Council of Better Business Bureaus]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Dave Marcus]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[director of security research and communications]]></category>
		<category><![CDATA[fake online auctions]]></category>
		<category><![CDATA[free animated of cyber crime]]></category>
		<category><![CDATA[good anti-malware product]]></category>
		<category><![CDATA[Joy My Favorite Bank]]></category>
		<category><![CDATA[Katherine Hutt]]></category>
		<category><![CDATA[malicious technology]]></category>
		<category><![CDATA[McAfee Inc.]]></category>
		<category><![CDATA[Natural Disaster]]></category>
		<category><![CDATA[online auction]]></category>
		<category><![CDATA[online auctions]]></category>
		<category><![CDATA[online crooks]]></category>
		<category><![CDATA[Online Scams That Could Steal]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[security technology]]></category>
		<category><![CDATA[Steal Your Joy My Favorite Bank]]></category>
		<category><![CDATA[technology company]]></category>
		<category><![CDATA[Technology Internet]]></category>
		<category><![CDATA[the Council of Better Business Bureaus]]></category>
		<category><![CDATA[trusted travel sites]]></category>
		<category><![CDATA[vacation rental site]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=1110</guid>
		<description><![CDATA[Better Watch Out! 6 Online Scams That Could Steal Your Joy My Favorite Bank posted this great article. Keep the jingle in your pocket and ward off fraudsters this holiday season. Cybercriminals are always hard at work this time of year. They&#8217;re corrupting e-cards with viruses, creating fake online auctions, imitating charity sites — all [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful Tips to Combat Debt, When Unemployed</title>
		<link>http://moneypointlive.com/money-management/useful-tips-to-combat-debt-when-unemployed/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=useful-tips-to-combat-debt-when-unemployed</link>
		<comments>http://moneypointlive.com/money-management/useful-tips-to-combat-debt-when-unemployed/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 19:25:47 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA["the unemployment rate in the united states was last reported at 9.1 percent in august of 2011. if your jaw has dropped in shock, then you must be relieved to know it’s a decline from the last year, w]]></category>
		<category><![CDATA[August of 2011]]></category>
		<category><![CDATA[Business Finance]]></category>
		<category><![CDATA[Cable television]]></category>
		<category><![CDATA[Cable TV]]></category>
		<category><![CDATA[can u sell items on craigslist while unemployed]]></category>
		<category><![CDATA[can you be forced to pay credit card debt if unemployed?]]></category>
		<category><![CDATA[car debt]]></category>
		<category><![CDATA[conquer my debt while unemployed]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card consolidation]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[Debt solution]]></category>
		<category><![CDATA[e- bay]]></category>
		<category><![CDATA[functional car]]></category>
		<category><![CDATA[garage sale]]></category>
		<category><![CDATA[how to get out of debt being unemployed]]></category>
		<category><![CDATA[how to get rid of debt being unemployed]]></category>
		<category><![CDATA[Internet auction sites]]></category>
		<category><![CDATA[live within your means]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[motivational proverbs when you are unemployed and in huge debts]]></category>
		<category><![CDATA[necessary expenses]]></category>
		<category><![CDATA[paying off credit card debt while unemployed]]></category>
		<category><![CDATA[public transportation]]></category>
		<category><![CDATA[r d]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[spending habits]]></category>
		<category><![CDATA[spending unnecessary money phrases]]></category>
		<category><![CDATA[unemployed and have huge debt]]></category>
		<category><![CDATA[unemployment rate]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[unnecessary expenses]]></category>
		<category><![CDATA[unnecessary expenses by the united states]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=1066</guid>
		<description><![CDATA[The unemployment rate in the United States was last reported at 9.1 percent in August of 2011. If your jaw has dropped in shock, then you must be relieved to know it’s a decline from the last year, when the unemployment rate rose to above 10%. A number of people lost their jobs due to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The 401k Roll Over &#8211; Some Tips For a Successful Move</title>
		<link>http://moneypointlive.com/money-management/roll-over-401k-to-ira/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=roll-over-401k-to-ira</link>
		<comments>http://moneypointlive.com/money-management/roll-over-401k-to-ira/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 13:46:41 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401k account]]></category>
		<category><![CDATA[401k rollover options]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[Julie-Ann Amos]]></category>
		<category><![CDATA[loan options]]></category>
		<category><![CDATA[paying taxes]]></category>
		<category><![CDATA[professional writer]]></category>
		<category><![CDATA[retirement account]]></category>
		<category><![CDATA[retirement advice]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[roth IRA]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[strict guidelines]]></category>
		<category><![CDATA[transition work]]></category>
		<category><![CDATA[trusted tax accountant]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=927</guid>
		<description><![CDATA[Roll Over 401K to IRA Many laid off employees are looking for ways to move their 401k (employee sponsored retirement plan) in an IRA(individual retirement account). Here are some great tips for what to look for before you rollover your 401k A 401k roll over is simply a move from one retirement account to another. [...]]]></description>
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