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	<title>MoneyPointLive &#187; Mortgages and Real Estate</title>
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	<description>Money Management, Debt Reduction and Savings Tips</description>
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		<title>Mortgage Money Saving Tips</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/mortgage-money-saving-tips/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=mortgage-money-saving-tips</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/mortgage-money-saving-tips/#comments</comments>
		<pubDate>Sun, 15 May 2011 16:12:50 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Money Saving Tips]]></category>
		<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[bi-weekly payment]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=419</guid>
		<description><![CDATA[It’s almost everyone&#8217;s American dream to own your own home and dreamers will go to any lengths to accomplish this even if it means borrowing thousands of dollars to be paid back over a 30 year period. It’s quite an obligation to make 360 payments month after month with the bulk of the money going [...]]]></description>
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		<title>Home Ownership &#8211; List of Hidden Costs when Buying a House</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/home-ownership-list-hidden-costs-buying-house/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=home-ownership-list-hidden-costs-buying-house</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/home-ownership-list-hidden-costs-buying-house/#comments</comments>
		<pubDate>Mon, 11 Apr 2011 16:20:36 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[buying a house]]></category>
		<category><![CDATA[hidden cost]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=73</guid>
		<description><![CDATA[Embarking into the wondrous world of home ownership is thrilling and fills you with an invigorated thoughts for your future. Even so, it might likewise bring you some unwanted surprises if you&#8217;re not well-prepared. Just knowing what to anticipate in the way of fees, future taxes, and costs will enable you to jump through this [...]]]></description>
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		<title>What to do with a Problem Loan</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/what-to-do-with-a-problem-loan/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-to-do-with-a-problem-loan</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/what-to-do-with-a-problem-loan/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 19:21:11 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[adjustable-rate mortgage]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=24</guid>
		<description><![CDATA[The reports paint a dark picture. According to the Mortgage Bankers Association more than 2.1 million Americans missed at least one payment on their home loan at the end of last year, taking the rate of new foreclosures to a record high. It’s even worse for borrowers with scuffed credit and adjustable-rate mortgages. More than [...]]]></description>
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		<title>How to Sell Your House in a Tough Market</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/how-to-sell-your-house-in-a-tough-market/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-sell-your-house-in-a-tough-market</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/how-to-sell-your-house-in-a-tough-market/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 19:18:55 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[for sale by owner]]></category>
		<category><![CDATA[homegain]]></category>
		<category><![CDATA[multiple listing service]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=22</guid>
		<description><![CDATA[They aren’t hard to miss – the “for sale” signs with a much smaller “price reduced” hanging below. All around, the message is the same. The market is flushed with inventory, and it’s going to take some work to sell your house and at a fair price. The advice most experts have in what is [...]]]></description>
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		<title>Should You Rent or Own? Time to question your assumptions</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/should-you-rent-or-own-time-to-question-your-assumptions/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=should-you-rent-or-own-time-to-question-your-assumptions</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/should-you-rent-or-own-time-to-question-your-assumptions/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 19:16:45 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[retirement advice]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=20</guid>
		<description><![CDATA[For nearly two months, Alex went back and forth. Should he just rent another two bed-room apartment or should he buy? Whenever he added up the numbers, buying would be “pushing it.” After paying a mortgage and other bills, he would have nothing left over to save, but wasn’t a house an investment in itself. [...]]]></description>
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		<title>Refinancing Your House in Today&#8217;s Market</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/refinancing-your-house-in-todays-market/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=refinancing-your-house-in-todays-market</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/refinancing-your-house-in-todays-market/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 19:13:47 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
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		<category><![CDATA[subprime lending]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=18</guid>
		<description><![CDATA[The days of 100 percent financing with no down payment are gone thanks to a record number of foreclosures and collapse of the sub-prime mortgage industry. Now if you are looking to refinance your house you will find the standards a lot tougher unless you have a FICO score roughly above 620 and a stable [...]]]></description>
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		<title>Do You Have Enough Homeowners Insurance</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/do-you-have-enough-homeowners-insurance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=do-you-have-enough-homeowners-insurance</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/do-you-have-enough-homeowners-insurance/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 18:35:32 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[Gulf Coast of United States]]></category>
		<category><![CDATA[Home insurance]]></category>
		<category><![CDATA[hurricane katrina]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[United States]]></category>
		<category><![CDATA[web]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=15</guid>
		<description><![CDATA[Few can forget the devastation when Hurricane Katrina hit the Gulf Coast, nor it’s aftermath as people struggled to rebuild their lives. And while rebuilding is never easy, for some homeowners the process went smoothly because they had the right amount of insurance to cover their lost. But for others it was just a prolong [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Increase Your Home&#8217;s Value</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/increase-your-homes-value/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=increase-your-homes-value</link>
		<comments>http://moneypointlive.com/mortgages-and-real-estate/increase-your-homes-value/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 18:31:50 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home and garden]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[hvac]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[water]]></category>
		<category><![CDATA[windows]]></category>

		<guid isPermaLink="false">http://moneypointlive.com/?p=13</guid>
		<description><![CDATA[Here are five improvements that can add value to your home. Be cautious if your improvements are not in sync with the neighborhood.  Just cleaning up and uncluttering make a big difference. 1.  Update your home &#8211; Renovate.  You probably haven’t thought about your countertops or cabinetry in several years.  Cabinet re-facing offers a way for [...]]]></description>
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