UXDE dot Net Wordpress Themes

Personal Finance Spreadsheet

Posted by on

One of the biggest challenges we face as adults is balancing a budget. Creating a personal finance spreadsheet can be one of the most valuable steps you can take to tackling this challenge head on. Even if you start with a simple format and a few details you can be well on your way to financial organization which can lead to financial security in the long run.

There are different methods for creating a personal finance spreadsheet and the decision on which to choose depends greatly on your personality in general. Many people like to keep record in a computer program like Excel. This is a wonderful way to stay organized while making a sound personal financial spreadsheet that is professional grade quality.

The Excel program is great because it allows you to work from a clean template. You have control of the input and you can cater your personal financial spreadsheet to your needs. Many of us have no idea how to use this program but it really takes just a few minutes to master and the results are great.

You can also use a program like Quicken to create a personal finance spreadsheet. This kind of program comes highly recommended for any individual who is serious about keeping track of all of his incoming and outgoing funds. The personal finance spreadsheet that you can produce from a program like Quicken will put your accountant to shame.

Many of us love the idea of keeping strict records of our spending habits and we really like the idea of a sound budget. However, we don’t like to work on the computer any more than we have to. If you spend all day at work at the monitor the last thing you want to do is go home and work on a personal finance spreadsheet on your personal computer.

There are those of us who are just not likely to keep things up to date when using this kind of personal finance spreadsheet. These individuals may embrace more traditional, hands on approach to keeping a budget record up to date. There are many items available at office supply stores to meet the traditional needs as well.

One thing to remember when it comes to your personal finance spreadsheet; if you are in a partnership or a marriage it is crucial to keep the lines of communication open. No personal finance spreadsheet will help you become clairvoyant. Good communication skills among partners is necessary.

About the author: There are different methods for creating a personal finance spreadsheet and the decision on which to choose depends greatly on your personality in general. Learn how to create and use a Personal Finance Spreadsheet||||Visit InternetBankingRevealed.com to find advice on all your financial needs: Internett Banking

Source: http://www.articlesbase.com/finance-articles/personal-finance-spreadsheet-74958.html

Personal Finance Spreadsheet Questions

    What are the good sites that can give details of excel spreadsheet on personal finance?
    planning, budgeting and investment of personal finance

    • ANSWER:


    where do I find good Personal finance Excel Spreadsheet?Actually I am looking for good freeware budgeting/personal finance worksheet/templates. Microsoft has pretty basic wk. I am looking for something which can run decent report/graph, I have quicken and Money but they ask too many information so I am just looking for some decent excel templates/spreadsheet which can give me good personal financial picture.Thanks

    • ANSWER:
      Microsoft has several templates at:http://office.microsoft.com/en-us/templates/CT011377171033.aspxAll free!Best! :-)
    I saw here a spreadsheet (free) for personal finances?
    I can find it anymore, can anybody help me find it? it was a free excel spreadsheet. I want it for my nephew (19) who is terrible at handling money.

    • ANSWER:
    personal finance…………………………………………?
    Directions: One credit card company has the following schedule for payments. Use this schedule to figure the minimum payment required for each of the credit card holders below. Create a separate spreadsheet to calculate the minimum payments.If your balance is:Underto 01 to 0

    1 and up

    Your minimum payment is:

    100 percent of new balance

    + 3 percent of new balance

    + 6 percent of new balance

    + 9 percent of new balance

    AccountMinimum Payment
    Todd has a new balance of 8.80(.00 + (8.80 x 0.09) (.00 + .39)
    The Redman family has a balance of .95
    Denise has a balance of 0.00
    The Olivia family has a new balance of ,050.00
    The Kasprzak family’s balance is .69

    • ANSWER:
      How about you post what YOU think are the answers, and we can tell you if you’re right or wrong. You won’t learn anything if we just give you the answers.
    Free Budget Spreadsheet-Personal Finances?
    I am looking for a free, easy to use household monthly budget in spreadhsset format.
    Anyone know where I can find a good one? Please provide link.

    • ANSWER:
      http://www.free-financial-advice.net/budget.xlshttp://www.free-financial-advice.net/create-budget.htmlDon’t worry about the pennies so much, but look at the size of the categories and the trends. What are you spending too much on? That’s where you should concentrate. Good luck!


Couldn't Find What You Where Looking For?

About the Author

Rhonda Evans

Rhonda is the founder and editor of MoneyPoint Live. She is a retired Senior Chief from the USN, mother of two, previous small business owner, and entrepreneur.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>