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	<title>MoneyPointLive &#187; foreclosure</title>
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		<title>What to do with a Problem Loan</title>
		<link>http://moneypointlive.com/mortgages-and-real-estate/what-to-do-with-a-problem-loan/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-to-do-with-a-problem-loan</link>
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		<pubDate>Mon, 18 Jan 2010 19:21:11 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
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		<category><![CDATA[adjustable-rate mortgage]]></category>
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		<category><![CDATA[foreclosure]]></category>
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		<description><![CDATA[The reports paint a dark picture. According to the Mortgage Bankers Association more than 2.1 million Americans missed at least one payment on their home loan at the end of last year, taking the rate of new foreclosures to a record high. It’s even worse for borrowers with scuffed credit and adjustable-rate mortgages. More than [...]]]></description>
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		<title>Refinancing Your House in Today&#8217;s Market</title>
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		<pubDate>Mon, 18 Jan 2010 19:13:47 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
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		<description><![CDATA[The days of 100 percent financing with no down payment are gone thanks to a record number of foreclosures and collapse of the sub-prime mortgage industry. Now if you are looking to refinance your house you will find the standards a lot tougher unless you have a FICO score roughly above 620 and a stable [...]]]></description>
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