Money is an Emotional Roller Coaster

Money is an Emotional Rollercoaster

Most of the time, we are not aware of our spending habits. We tend to overspend and after some time, we are already bound with high debts. Most of us purchase products just because they are the “it” or “in” things. What we do not realize is that we are spending too much on the things we do not really need. We often times abuse our credit cards. Having a credit card makes us compulsive buyers. We do not really think twice when purchasing items. Before we know it, we are in big money … [Read more...]

Saving Money during a Recession

Money Saving Tips

Nowadays, people are having a hard time budgeting all the expenses and paying all the bills. Even companies and government agencies are going under one after the other. Now that there is a global recession affecting each and every single one of us, we need to find ways to manage our spending. This involves strategic planning, analyzing your expenses and changing your spending habits. It starts by only paying for what is necessary. This includes mortgages, electricity and water bills. … [Read more...]

Fix Your Credit

Ever noticed how the moments seemed to stretch on whenever waiting for a credit approval, especially when you have less than perfect credit? Ruth DaMarcus knows that feeling. After her divorce, her credit rating plummeted, and applying anywhere for credit became an embarrassing situation. “I never knew when I was going to get approved or rejected,” DaMarcus said. “Most times, I was rejected. I knew I had to fix my credit, I just didn’t know how or if it was even possible.” Yes … [Read more...]

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