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	<title>MoneyPointLive &#187; subprime lending</title>
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		<title>Refinancing Your House in Today&#8217;s Market</title>
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		<pubDate>Mon, 18 Jan 2010 19:13:47 +0000</pubDate>
		<dc:creator>Rhonda Evans</dc:creator>
				<category><![CDATA[Mortgages and Real Estate]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home equity]]></category>
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		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[subprime lending]]></category>

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		<description><![CDATA[The days of 100 percent financing with no down payment are gone thanks to a record number of foreclosures and collapse of the sub-prime mortgage industry. Now if you are looking to refinance your house you will find the standards a lot tougher unless you have a FICO score roughly above 620 and a stable [...]]]></description>
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